"To a company, customers are the richest resource, but also the greatest risk exposure". To minimize risks while maximizing gains, companies must continuously enter into new business alliances and perform effective management and assessment on customer groups. Business Credit Reporting Service can keep you well informed of your customers’ changes and help you reassess and reclassify your customer groups, and thus come up with timely and applicable business decisions.

Type of credit reports:

□ Company Registration Data
Content:
    · Registration data filed with the administration of industry and commerce
    Usage:
    To determine the legal existence, size and nature of a company in order to avoid  transaction fraudulence　　

□ Business Credit Report
Contents:
     • Registration data
     • Shareholding structure and shareholder backgrounds
     • Branches
     • Leadership
     • Raw material purchase and payment terms
     • Products, sales and repayment terms
     • Banking relations
     • Balance sheet and Income statement
     • Financial analysis
     •Payment history
     • Evolution, present status and development prospect of the target company
     •Credit rating
    Usage:
     Business Credit Report provides necessary credit information on trade partners. It ensures the essential credit management for a company and promises transaction safety and repayments. The report is widely used
    •to screen trade partners
    •to determine payment terms
    •to determine credit terms and adjust credit line
    •to analyze repayment trends and capabilities
    •to monitor possible credit changes in trade partners, etc

□ In-depth Research Report
Contents:
     ·Registration data
     ·Shareholding structure
     ·Shareholders’ backgrounds
     ·Branches
     ·Leadership, background and comments
     ·Land, Premises and production facilities
     ·Raw material purchase and payment terms
     ·Products, sales and repayment terms
     ·Balance sheet and income statement
     ·Financial data for three consecutive years
     ·Financial analysis on solvency, operating capability, growth capability and profitability
     ·Banking relation and borrowings
·Payment history
     ·Litigation record
     ·Establishment and evolution
     ·Present situation
     ·Industrial outlook
     ·Development plans
     ·Competitiveness analysis
     ·Business prospects
     ·Credit rating
Usage:
      In-depth Research Report is the most distinctive product of Huayu Credit. Furnished by experienced reporters who make judgements and draw conclusions from on-site visits and deskwork, the report elaborates on every aspect of the target company and gives as accurate and reliable data as possible. The report is very useful for gaining a panorama view of corporate credit worthiness. It is mainly used
to learn more about your major trade partners
     •to know about  trade partners before transactions
     • to choose prospective partners for joint ventures or cooperation
     •to choose ideal objects for investments, acquisition and mergers

□ Overseas Business Credit Report
      To participate and outmaneuver market competition in the international market is the hope of more and more Chinese companies who are expanding beyond home market as China accelerates the opening-up reform. However, how to seize valuable trade opportunities while avoiding risks by detecting and eliminating uncertainties and volatiles is the bottleneck that Chinese companies must break through.
Huayu Credit provides overseas business credit reports for domestic companies to help them walk more smoothly toward international market.